WellCard Health

Cash Rewards

WellCard Health Rewards is a free program designed to help you save and pay for your healthcare expenses simply by providing cash rewards for your everyday purchases made through our network of merchants.

Getting Started:

Once you become a member of WellCard Health, you are automatically enrolled into the cash back program and receive a welcome email describing the benefits and tools available to you for maximizing your cash back.

Earning Rewards:

All on-line purchases made through the cash back program will be tracked and a portion of your purchase amount is eligible to transfer to your checking account or Paypal once you accumulate a minimum of $15.



F.A.Q.

What is WellCard Health?

WellCard Health is a free service that helps individuals save more money by funding their checking accounts, or pre-paid card. It's a free service that helps members supplement their savings for healthcare expenses by earning .5%-25% cash back rewards on qualified everyday spending through online and in-store shopping, eating out, travel and more.

How do members earn cash back rewards?

WellCard Health has marketing partnerships with hundreds of America's leading companies who are willing to offer a % of each purchase, through this program, back to the member in the form of savings into their checking account or pre-paid card. Members can earn .5%-25% in cash back rewards simply by shopping with the Participating Service Providers through the WellCard Health program. There are literally thousands of potential ways to earn savings.

How much can members earn in cash back rewards through WellCard Health?

There's really no limit to how much a member can save. Members can earn hundreds of dollars a year when they take full advantage of WellCard Health on their qualifying everyday purchases.

Who are the Participating Service Providers offering cash rewards through WellCard Health?

There's really no limit to how much a member can save. Members can earn hundreds of dollars a year when they take full advantage of WellCard Health on their qualifying everyday purchases.

Are there any hidden costs to the consumer?

No. WellCard Health is a free program.

How soon will my cash back rewards be credited to my WellCard Health account?

Most earnings will be reflected in your account six to ten weeks from the time the purchase is made. Online purchases made through the WellCard Health shopping site may take up to thirty days to show as pending on your account. The transaction will become final between six to ten weeks depending upon the merchant. Some Participating Service Providers are able to report your purchase as soon as the product ships. Some Providers, however, cannot confirm your purchase until the return period for the product you have purchased has elapsed.

Once you complete your purchase, WellCard Health actively requests an order confirmation from our Participating Service Providers so we can credit your account as soon as possible.

When using coupons and specials at any of our Participating Service Providers, you will only get the savings with the use of coupons that are listed on the WellCard Health site.

Still wondering about a purchase made more than six weeks ago that isn't showing in your account summary? We ask that you contact Customer Care.

When can I move my rewards from my WellCard Health account into my checking account or pre-paid card?

Once you accumulate $50 in savings into your WellCard Health account, you may transfer to your checking account or pre-paid card. Simply login to your WellCard Health member account page to see your account balance and to easily transfer the rewards. Your rewards will transfer to your checking account or pre-paid card on the first Tuesday of the month subsequent to your request of the transfer.

Why aren't the merchant links working?

Some programs that you have installed on your computer may block access to certain links within the WellCard Health shopping program. Internet security programs and pop up blockers can also affect access. If you are experiencing issues with accessing a merchant please contact Customer Care.

How do I ensure that I am earning cash back rewards through WellCard Health?

Purchases you make through WellCard Health Participating Service Providers are credited only if you make your purchases in accordance with the terms and conditions of the Provider with whom you are purchasing. This is important because it enables the Provider and WellCard Health to track your purchase. For example, in the case of the WellCard Health Mall and some other on-line Providers we can only credit your rewards if you start shopping from a valid link on the WellCard Health site and click to the merchant from there. In some cases you may be asked to register a credit or debit card. Some Providers may require you to enter or provide a promotional code, and still others may require that you register or provide your "key fob" number (that's that little plastic thingy with a bar code number you see hanging from folks key chains at the grocery store and other retailers) for that merchant or some other tracking number. As much as we'd like to give you your Cash back rewards reward even if you do not start at WellCard Health or follow the Provider's tracking requirements, our Participating Service Providers do not allow us to if you do not shop with them as directed by the program because neither the Provider nor WellCard Health will have any way to verify that the purchase originated from the WellCard Health program. When you go to various Participating Service Providers through WellCard Health, the information you will need regarding proper tracking including any related terms for those purchases will either be provided to the Participating Service Provider automatically or you will be requested to enter tracking information at the point of checkout as directed on the Provider details page within our web site.

Can I use special offers and coupons and still earn cash back rewards with WellCard Health?

In cooperation with our Participating Service Providers, we or they may provide you with specials and coupons that you use when shopping with them. WellCard Health cannot guarantee that you will be eligible to receive your cash back rewards on those purchases. Furthermore, please be advised that coupons and special offers you receive directly from a Participating Service Provider may not be eligible and any coupons or special offers listed on WellCard Health are subject to change. Restrictions may apply. WellCard Health and our Participating Service Providers present the most accurate offers but cannot make guarantees due to the time-sensitive nature of these promotions.

Do all purchases qualify for cash back rewards?

Virtually every item you purchase through WellCard Health qualifies for cash back rewards. We cannot, however, give rewards for taxes, shipping, or any portion of a purchase that is paid for with coupons, gift certificates or a store credit. Any purchase of products and services from the WellCard Health online mall where the transaction is substantially completed by telephone will not qualify for rewards.

Can I use WellCard Health if I live outside the U.S.?

You can, but think about a couple of things first: Deposits from WellCard Health to your checking account can only be made to accounts in the U.S. Also, you will need to be sure the Participating Service Provider you are purchasing from will ship outside of the U.S.

What if WellCard Health doesn't offer the store I want?

We work daily to ensure our members will enjoy a variety of goods and services from quality merchants. If you would like to recommend a store, simply email Customer Care. We will evaluate the opportunity to add the merchant you recommend.

Do gift certificates qualify for WellCard Health cash rewards?

In most cases the purchase of Gift Certificates with a Participating Service Provider will NOT earn you a reward via the WellCard Health shopping program. The use of Gift Certificates in making a purchase however is treated differently and in almost all cases will qualify for an award from the Participating Service Provider. Please read each Participating Service Providers exclusions carefully before shopping with that provider.

What if I want to return or cancel an order?

Returns are subject to the return policy of the merchant from whom you purchased. If you return or cancel an item, we will reverse any WellCard Health reward earned from that sale.

Returns (also deemed as exchanges) make rewards from that transaction ineligible. In the process of an exchange, the merchant will generally cancel the original order and replace it with a new one. When doing this, the WellCard Health credit for being the source of the order will get removed and the merchants own in house team will get credit. Participating Providers will only credit one channel for an order therefore your original order will be reported to us as a return and we will have no recourse but to credit your account for the return.

To avoid losing any reward from your transaction - In future transactions, please make sure all returns are final and that it is not an exchange. Have the merchant refund your credit card, and then re-place the order through us to receive the reward.

What browsers are supported by WellCard Health?

WellCard Health currently works best when using Microsoft Internet Explorer 6.0 and greater, Firefox, Safari 2.0, AOL 9.0, Netscape 7 and greater, Safari 1.0 and greater with a Windows 2000, Windows XP, Mac OSX or Linux system.

Are my transactions secure when going through WellCard Health?

When you click a link on the WellCard Health web site you are transferred to the Participating Service Provider's web site. WellCard Health has no control over the web site of a Participating Service Provider and you should ensure that your session is secure before entering information into the Providers shopping cart.

Will WellCard Health sell information about me or my purchase habits?

No. No. No!

What are "cookies" and how do I enable them?

As part of the WellCard Health process it is necessary for us to be able to track purchases in order to successfully track your transactions through the WellCard Health program. This tracking function is performed using cookies both from the networks we work with and from many of the Participating Service Providers in the Program. Though the WellCard Health program does not require a cookie to access the web site, Participating Provider and network cookies are required in order to successfully shop and receive rewards. To learn more about cookies please check your browsers help section.

Will I start receiving "spam" if I join WellCard Health?

No. We will not sell your information to any third party. We do send our own members information related to savings and special offers as they become available, we hope you won't consider those emails "spam" or "junk" but you may unsubscribe from our email list at any time.




Notice to Members – Your plan may not access all of the services listed on this page.
This plan is not insurance.
The plan provides discounts at certain healthcare providers for medical services.
The plan does not make payment directly to the providers of medical services.
You are obligated to make payment for services but you will receive a discount from those providers contracted with the plan.
The name of the licensed discount medical plan organization is Access One Consumer Health, Inc. (not affiliated with AccessOne Medcard)

MARYLAND RESIDENTS
Discounts for hospital services, if any, are not applicable in Maryland.
MASSACHUSETTS RESIDENTS
The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received.
TEXAS RESIDENTS
Note to Texas Consumers: Regulated by the Texas Department of Insurance, P.O. Box 12157 Austin Texas 78711: telephone 1-800-252-3439 or (512) 463-6515; website: www.tdi.state.texas.com
UTAH RESIDENTS
These programs are not covered by the Utah Health Insurance Guarantee Act.
WEST VIRGINIA RESIDENTS
If after receiving our response and you are not satisfied with the resolution you may write of call: West Virginia Insurance Commissioner
This plan is not available in the following states AK, MT, and VT.
This is not a Medicare Part D Prescription Drug Program.