WellCard Health

Surgical Centers

WellCard Health empowers its members with access to cutting-edge surgical procedures at pre-negotiated savings of up to 50% off the regular pricing. Reduce your family's health care costs today, all while gaining access to today's top surgeons and surgical facilities.

Considering Surgery?

The Surgery Centers of Excellence offer access to a wide range of surgical procedures including:

  • Joint replacement for knees and hips and other orthopedic procedures such as ACL repair, shoulder reconstruction, and carpal tunnel repair.
  • Heart surgery, including bypass procedures and valve repair/replacement.
  • Heart procedures, including catheter/stent procedures and placement of pacemakers or defibrillators.
  • Spine surgery for decompression (laminectomy or discectomy), spinal fusion, and placement of artificial discs.
  • Vascular (vein) surgery, including carotid artery repair.
  • Weight-loss surgery, including gastric banding, bypass procedures, and gastric sleeve procedures.
  • Cancer therapy using the CyberKnife – a non-surgical radiation therapy for tumors of the brain, lung, prostate, pancreas, and spine.
  • Conditions related to seizure disorders and epilepsy.
  • Repair of detached retinas, corneal transplants, cataract procedures, and other eye procedures.
  • Transplants – heart, lung, kidney, liver or pancreas.

WellCard Health not only gives you access to high quality surgical care; it also includes a pre-negotiated fixed price that is lower than what is available outside our empowering health and wellness program. Start saving today!



F.A.Q.

Q: What is WellCard Health's network of surgical centers?

A: WellCard Health members get automatic access to a high quality medical network for orthopedics (joint replacements), cardiology (bypass surgery and heart valve replacements), spinal fusion, and other planned surgeries.

Q: Where are these centers located?

A: Providers are located in over 30 cities throughout the US, as well as in 11 countries around the world. All of the surgical centers meet high quality standards and offer pre-negotiated fixed pricing for planned surgeries.

Q: How does the process work?

A: Expert coordinators manage every step in the process, from initially explaining options available to the WellCard Health member, to assisting in the transfer and review of medical records as well as handling all travel arrangements to make sure the overall experience is hassle free.

Q: What will it cost?

A: Providers in WellCard Health's surgical network offer very competitive "case pricing" that results in substantial savings averaging 20% - 40% below the local PPO network. Savings at international locations is even greater.

Q: What is included in the "case pricing"?

A: Case rates are built around an "episode of care," which is defined as a period of time beginning when the patient arrives for the pre-surgical consultation and ends when the surgeon discharges the patient to return home. Case rates include all medical costs incurred during this episode of care including inpatient hospital days, laboratory tests, radiology, anesthesiology, surgeon services, facility costs, surgical team, pharmacy, physical therapy, and durable medical equipment.

Q: What about a patient who has a complication from the surgery requiring a longer hospital stay?

A: The case rates will cover most circumstances resulting from a complication. The provider agreements actually makes the provider "at risk" for costs greater than the global case rate. Any expenses not included in the case rate with receive a deep discount.

Q: What criteria are used to identify "high quality" providers?

A: Only providers who are in the top quartile nationally for their surgical specialty are accepted into this network of surgical centers.

Q: Why are these providers offering such good rates?

A: This network offers providers access to patients outside of their local market areas. This enables surgical centers to build their patient base and gain name recognition around the country. Also, the providers are paid prior to the procedure being done, thus eliminating the high cost of collecting insurance payments.

Q: What is the cost for accessing the surgical network?

A: Administrative fees are included in the medical case rate costs. The travel costs are itemized separately and pre-arranged with you and any travelling companion. With WellCard Health, it's that easy to reduce the cost of health care for you and your family.




This plan is not insurance.
The plan provides discounts at certain healthcare providers for medical services.
The plan does not make payment directly to the providers of medical services.
You are obligated to make payment for services but you will receive a discount from those providers contracted with the plan.
The name and address of the discount medical plan organization is AccessOne Consumer Health, Inc. 84 Villa Rd, Greenville, SC 29615 855-588-1300.

MARYLAND RESIDENTS
Discounts for hospital services, if any, are not applicable in Maryland.
MASSACHUSETTS RESIDENTS
The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received.
NEBRASKA RESIDENTS
If you have cancelled at any time after the 30 day period, and you have pre-paid any membership fees, the prepayment will be refunded on a pro-rata basis for months you have not used.
TEXAS RESIDENTS
ACCESSONE will cease collecting membership fees in a reasonable amount of time, but no later than (30) days after receiving a valid cancellation notice.
"Note to Texas Consumers: Regulated by the Texas Department of Insurance, P.O. Box 12157 Austin Texas 78711: telephone 1-800-252-3439 or (512) 463-6515; website: www.tdi.state.texas.com
UTAH RESIDENTS
These programs are not covered by the Utah Health Insurance Guarantee Act.
WEST VIRGINIA RESIDENTS
If after receiving our response and you are not satisfied with the resolution you may write of call: West Virginia Insurance Commissioner
This plan is not available in the following states AK, MT, and VT.
This is not a Medicare Part D Prescription Drug Program.