WellCard Health saves members up to 50% on a wide range of health services, including
access to pre-negotiated pricing at 410,000 physicians and over 45,000 ancillaries
that include lab testing, X-rays, imaging services, durable medical equipment, and
home health care. With WellCard Health, members enjoy supplemental health coverage
that makes it simple to reduce health care costs.
Our comprehensive health care alternative includes access to participating providers
specializing in a wide range of health care concerns, such as weight loss, infertility,
pediatrics, family care, allergies, dermatology, and internal medicine. WellCard
Health members have unlimited access to health care savings, no matter how many
times they visit one of our participating providers. It's easy to start saving today!
Q. Is this insurance?
No.This is not insurance. WellCard Health is a supplemental health care program
that gives its members access to pre-negotiated savings on a wide range of health
care services and products. WellCard Health empowers members to reduce the cost
of health care for their entire families because membership means reduced rates
for many out-of-pocket health care services otherwise purchased at full price.
Q. What doctors can I go to?
WellCard Health members can find participating providers by logging into this website
and visiting the "Locate a Provider" tab or by calling the toll-free "Locate a Provider"
phone number on the membership card.
Q. How do I receive a discount?
With a WellCard Health membership, it's simple to reduce the cost of health careAfter
finding a participating provider, members simply show their membership cards at
the time of service and pay the discounted fees directly to the provider.
Q. Are dependents included on a WellCard Health membership?
Yes. A member's entire household can receive the discounts, even dependents away
Q. Can the membership be used when travelling away from home?
Yes. Our health care alternative discount plan can be used at any participating
provider in the United States.
Q. Can I see a provider that does not participate in the program and still receive
No. Discounts through our supplemental health care are only given by participating
providers. However, we welcome our members to nominate a provider to join our network
by clicking on the "Nominate a Provider" button under the "Locate a Provider" tabs
visible on the logged in portion of this website.
Q. Can I use this plan even if I already have insurance?
Yes. Simply go to a participating provider, show your membership card, pay the discounted
fees at the time of service, and ask for a copy of your bill. Then, file the claim
with your insurance company to be reimbursed by them. Our health care option reduces
out-of-pocket expenses and and helps our members reduce the cost of health care
for the entire family.
WellCard Health members can also use our supplemental health coverage for services
not covered by their insurance plans. For example, many members have medical insurance
but do not have dental and vision coverage.